Payment Policy

payment policy

Thank you for visiting www.giftsandlifestyle.com . Your visit and thereof purchase of the our products from this website is subject to this Payment, Delivery and Returns Terms and Conditions and our Privacy Policy

This website www.giftsandlifestyle.com is independently owned and operated by Value Plus Marketing.

By placing an order on this site you are entering into a purchase/sale transaction with Value Plus Marketing, an authorized online retailer / distributor for selling listed products in India.

Your invoice and associated narration on other related documents such as credit card or debit card statements will reflect Value Plus Marketing as the merchant name. In case of third party statements including bank and credit card statements the merchant name may appear in an abbreviated format.

To place an order you will need to complete the transaction on the website. This may or may not be assisted with a phone call with the customer service representative. By placing an order on the site or on phone, you are agreeing to the terms and conditions mentioned in the appropriate section of the website.

After you have made your selection and added products to your shopping cart, you will need to proceed to the checkout section.

In this section you will be asked for address and other contact information as well as will be asked to complete your payment related formalities with your selected bank.

Once the payment transaction has been successfully completed, your order will be processed on receipt of the funds from the bank or Credit Card Company. It is at this stage that the sale is said to be complete. Thereafter your products will be shipped based on product availability to the address provided by you while placing the order.

SECURITY

Credit card and Debit card information is neither stored by us nor is taken by us at any time during the transaction. This information is taken directly from you by your selected banks payment gateway who is authorized and is compliant with the regulations and requirements of various banks and institutions and payment franchisees that it is associated with it. We undertake no liability of any mistake done by the payment gateway, misuse of your credit / debit card / bank details data, security breach whatsoever; in such an event please contact your respective bank.

PAYMENT OPTIONS

The following modes of payments are available

  1. Domestic and international credit cards issued by banks and institutions that are part of the Visa & MasterCard and American Express Network.
  2. Visa – Master Debit cards
  3. Paytm Wallet
  4. Net Banking / Direct Debit payments from select banks in India. A full list is available at the time of Check Out and prior to making payments for purchases

As prescribed by the financial institutions issuing the credit or debit cards affiliated with Visa and MasterCard you will required to submit your 16-digit credit card number, card expiry date and 3-digit CVV number (usually on the reverse of the card) on the banks payment gateway so chosen by you, when you make your online transaction using your Credit or Debit card. You should also have enrolled your Credit Card with VBV (Verified by Visa) or MSC (MasterCard Secure Code) to complete the transaction. For American Express Cards you will be required to give your 15 digit card number and 4 digit code that usually appears on the front of the card